What Is a Payroll Advance? How It Works and Employer Rules

The 2025 Paycheck-to-Paycheck Report by LendingClub and PYMNTS reports that 62% of adults in the United States live paycheck to paycheck. A payroll advance is early access to an employee’s unearned wages, which is repaid at a later time via payroll deductions. This guide includes a definition, the legal regulations, payment procedure, and the most […]